About Program Specialists
Program Specialists is an independent online resource that explains consumer programs, products, and services in plain English. Operated by Protection Program Specialists, the site reports on what these products are, how they work, how people use them, and the benefits they offer, so you can make decisions with clear eyes.
What we publish
We write plain-English explainers across the areas where a little clear information goes a long way: home and property, insurance and warranties, personal finance and credit, and health and wellness. Each article answers the practical questions people actually ask, such as how a product works, what it typically costs, who tends to benefit, and what to watch for. Every piece aims to be useful on its own, whether or not you ever buy anything.
Our editorial standards
- Reporting, not selling. We explain how things work. We do not rank products, name winners, or push you toward a purchase.
- No company rankings or endorsements. Our articles do not name, rank, recommend, or review specific companies or products. We teach you how to evaluate any option yourself.
- Accuracy over hype. We use typical, hedged ranges rather than invented statistics, and we are careful with terms: a home warranty or a vehicle service contract is a service contract, not insurance.
- No ads or affiliate links in articles. Nothing in our articles is sponsored, and no company can pay for coverage or placement.
- Not professional advice. Our content is general information, not legal, financial, insurance, medical, or tax advice. For decisions that depend on your specific situation, we point you toward a qualified professional.
How we make money
We believe in being direct about this. Protection Program Specialists is a Nevada-based marketing service. Separately from this content library, some web properties we operate connect people who are actively shopping for certain products or services with providers, and we may receive compensation for those referrals.
That business is what funds this site, and it does not shape the content here. The articles on program-specialists.com contain no affiliate links, no lead forms, and no paid placements, and they do not steer you toward buying anything. If our honest answer is that a product is a poor fit for your situation, that is what the article says.
Who writes the articles
Articles are researched and written by the Program Specialists editorial team and reviewed for accuracy and clarity before publishing. We update them as typical costs and common practices change, and each article shows its last updated date.
Talk to us
Corrections, questions, and suggestions are welcome. See our contact page for how to reach us.